By using VirtualCards.com.au, you agree to the practices described in this Privacy Policy. This policy is governed by the laws of Victoria, Australia.

1. Information we collect

We collect limited information from visitors to help operate and improve our comparison tools.

Personal information

We may collect personal information when you voluntarily provide it, such as when you subscribe to our fintech updates or contact us.

This may include:

• Email address
• Name (if provided)

Non-personal information

We automatically collect technical information to improve our user experience, including:

• IP address
• Browser type and device information
• Pages visited and time spent on comparison tables
• Referral source

2. How we use your information

We use collected information to:

• Operate and maintain our card comparison tools
• Improve website performance and technical SEO
• Analyze traffic to identify popular financial products
• Send newsletters or product updates to subscribers
• Respond to inquiries

3. Cookies and tracking

Our website uses cookies to understand website traffic and track affiliate referrals. These cookies allow us to identify if you have clicked on a link to a financial provider so that we may receive a commission at no cost to you.

You can disable cookies in your browser settings, though some comparison features may be limited.

4. Advertising and third-party partners

We may display advertisements through partners like Google AdSense. These partners use cookies to show relevant ads based on your interests and past visits.

Learn more about Google advertising policies: https://policies.google.com/technologies/ads

5. Affiliate disclosure

VirtualCards.com.au is a comparison site. Some links on this website are affiliate links. If you click an affiliate link and successfully sign up for a card or financial service, we may receive a commission from the provider.

This comes at no additional cost to you. We do not have access to your private banking data, transaction history, or card details once you leave our site to visit a provider.

6. Email updates

If you subscribe to our mailing list, we may send you:

• New virtual card product launches
• Fintech security updates
• Comparison guide updates

You may unsubscribe at any time using the link in our emails. We do not sell your email address to third parties.

7. Data security

We take reasonable steps to protect your information. However, as VirtualCards.com.au is a comparison platform and not a bank, we do not store sensitive financial data like credit card numbers or government IDs.

8. External links

Our website links to external financial institutions and fintech providers. We are not responsible for the privacy practices, content, or PDS (Product Disclosure Statement) of those third-party websites.

9. Children's information

This website is intended for users aged 18 and over who are seeking financial products. We do not knowingly collect information from children.

10. Changes to this policy

We may update this Privacy Policy to reflect changes in Australian law or our business practices.

11. Contact

If you have questions about this Privacy Policy, please contact:

Website: https://www.virtualcards.com.au
Email: contact@virtualcards.com.au